Identity theft is a huge problem worldwide. It is not limited to adults; children can also have their identities stolen. It’s much harder to catch someone using a kid’s identity, since the child is under the age of 18.
Do not carry your social security card replacement, credit/debit cards, or passports if you don’t plan to utilize them. Carry only credit and debit cards that you need for the day. Same goes for any other personal identification. If you must have it on you, (i.e. Driver’s License/I.D) ensure that it is secure. If you are at work, be sure to keep your wallet/purse in a safe place. Places of employment are known for having wallets or purses stolen. Do the same with any copies of administrative forms that might have your personal information on it.
You might be able to either transfer a low balance, high-interest credit card balance to another low-interest credit card, as I said previously. Or, if your debts are really high, you might consider combining the total balances and taking out a mortgage loan or a home equity loan to pay the debts off. You’ll earn a Goliath – sized savings amount between paying 18% interest on credit cards, and an estimated 8% on your mortgage loan amount.
Once your social security card replacement account has been opened you will want to secure your online account with a password. Do not share this information with anyone. Avoid clicking within any emails that ask you to confirm any of your account details. This style of operation is known as phishing and it is an easy way to be scammed out of your hard earned money.
Tip: store all your youngster’s personal information in a file and put it in a fire-proof safe that has a lock on it. Never have any personal documentation in an unlocked drawer or on a shelf.
The report will provide the information that you’ll need to make an informed decision about the prospective tenant. You’ll also be able to compare the report with the application and draw a conclusion about the prospective tenant’s propensity for truth telling. The purpose of the report is not only to assess the prospective tenant’s financial capacity and creditworthiness. You also want to weed out the liars. Take a pass on any prospective tenant that supplies inaccurate information, refuses to provide information, or who has recent eviction judgments.
When did they get the account? Well they got the account in June of 2006. So, they report to the credit bureau that this account was OPENED with them in June of 2006. My new friend/s GUESS WHAT has just happened? Happy Landings Collection Agency has just added (3) years to your credit prison sentence and this derogatory item is now on your credit report for (10) years. Fair? NOT AT ALL. What can be done? Without any knowledge or what to do about it, or how to find it, NOTHING. BUT, if you understand everything that you have read so far, you can notify the credit bureaus and the furnisher of information that the account is AGED and Federal Law prohibits that.
I am sure there are a lot more items women love to carry in their purses. These are just a few of the items that generally come to my mind about women and their purses.