Identification Theft Protection During The Holidays

No, I’m not saying that you’re walking around town with a steal me sign on your handbag, purse or wallet but this type of theft is a common crime, not just in the United States, but worldwide. Also, you may lose your wallet on your own, like I did a few years ago, only to get a call from a police officer a couple days later who told me that a criminal had found it and was driving around with my wallet in his car. Due to that lucky traffic stop, I did not become a victim of identity theft, but millions of Americans are not so lucky so it’s best to be prepared.

Added note- the number for the Social Security Administration Office of the Inspector General Fraud Hot Line is 1-800-269-0271. You should notify this office if your social security card replacement is stolen.

Credit Monitoring – while credit monitoring can get pretty expensive, it is one of the most effective ways of detecting identity theft. As compared to the cost of ordering your credit report a couple of times a year, credit monitoring is way cheaper. Of course, you need to shop around and check out the best prices.

Seriously, though, a credit social security card replacement can be a valuable financial tool. It’s convenient to use, especially when ordering through the mail, or off the Internet, and it gives you the power to buy the things you want.

Give out your account number over the phone unless you’re making the call to a company you know is reputable. If you have questions about a company, check it out with your local consumer protection office or Better Business Bureau.

So you will pay 160 bucks every month on the second highest card which will be like making two monthly payments instead of one. So, that account will be paid off in essentially half the time it would normally take! See how this works?

Now, since we understand aging and how long an item can remain on your credit report, lets look into another item or entry. Federal Law says that a furnisher of information MUST report the date in which an account was first late and that triggers the commencement of the initial delinquency. There is a National bill collection agency by the name of NCO. In the summer of 2004 they were found guilty by the Federal Trade Commission of this violation and fined $ 1,500,000. That’s right! I said ONE POINT FIVE MILLION SMACKEROOS. Is that heavy? You bet your brother Fred’s new white pickup truck that is heavy.

If you are looking to buy wheels and tires and live in the state of Florida, then pay a visit to the Wheel Workz rent to own near you. This store is a leader when it comes to custom wheels and tires. This rent-to-own business prides itself on high quality customer service for over 20 years running. If your wheels need repair this is the place for you. They specialize in repairing all sorts of wheel problems. They paint, straighten, polish and rechrome all types of wheels. So if you find that your wheels have suffered curb damage or maybe even pothole damage, check into a rent-to-own store to repair them at a lower cost.

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Identification Theft Protection During The Holidays

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